We save the core of your business when debts become too heavy
We conduct tough negotiations with banks and offices. We will take this burden off your shoulders, protecting the assets you built for years.
Methods that save liquidity
We don't promise miracles, but we offer a reliable strategy to protect your workshop from enforcement.
Ask for an audit valuationWe act quickly because in the face of bankruptcy, time is your greatest enemy. In less than two weeks, you will receive from us a full debt map with a list of payment priorities. Thanks to this, you will find out exactly which fire to put out first.
Your case is always handled by one of our 4 experienced consultants, not a random intern. Talking to the bank is our daily reality, so we know which arguments to use in the restructuring department. You have constant access to expert knowledge via a Polish phone number.
The rules are clear: audit, plan, action. We won't surprise you with invoices for every minute of a call or a letter sent to the court. We use fixed fees for specific stages of work, allowing you to control restructuring costs even with a tight budget.
Specialization: Company Protection
We focus exclusively on the financial and legal defense of entrepreneurs against creditors.
How to defend against debts?
Practical tips for boards and company owners facing terminated loan agreements.
3 Mistakes when taking a working capital loan that destroy companies
Many companies fall into a debt loop due to poorly constructed bank agreements. Find out what to look for before signing an annex.
How to talk to the Tax Office about VAT postponement?
The Office is also an institution you can negotiate with. We show how to prepare an installment application that won't be rejected at the start.
Restructuring is not a shame – the story of a Warsaw printing house
We describe how a small printing house from Mokotów avoided bankruptcy thanks to a quick arrangement with paper suppliers and a lessor.
When the bank terminates the contract: you have exactly 14 days
Received a letter from the bank? Time is running out. We explain what legal steps to take in the first 24 hours to gain time for negotiations.
How to secure machines from bailiff enforcement?
A bailiff on your back doesn't have to mean the end of production. Learn legal ways to keep your machine park in motion.
New restructuring law: what changed in 2024?
Regulations change quickly. We check which new provisions make it easier for companies to reach an agreement with creditors without court.
Real rescue stories
Check how we helped companies from Warsaw and Masovia get out of a debt loop in the last 12 months.
Saving a transport company with 12 cars before auction
The transport company owner had 3 leases overdue and a terminated account limit. We negotiated 4 months of loan holidays and a new repayment schedule.
Debt reduction by 32% for a construction wholesaler
The wholesaler struggled with payment bottlenecks. We conducted an audit and led to the arrangement-based remission of part of the interest with 14 suppliers.
Settlement with two banks for a furniture manufacturer from Masovia
The furniture manufacturer lost its main recipient. We convinced banks to restructure debt amounting to 480k PLN, which allowed for a business pivot.
“We were one step away from a fleet auction, and the banks stopped answering our calls. The WRH team stopped the avalanche of terminations in 3 weeks and negotiated a new schedule that allowed us to survive the downturn.”
Marek Wiśniewski
Owner, Trans-Marek Logistyka
Save your business today
Call us before the bailiff knocks on your door.
Book a conversation for TuesdayInitial consultation without obligation